PAYMENT INFRASTRUCTURE FOR COMPLEX COMMERCE

Built to approve what legacy payments reject.

One API for acquiring, BIN orchestration, AI underwriting, and agent-ready deployment.

Explore the API
API-firstIn-house BIN controlReal-time risk
API REQUESTPOST /v1/charges{ amount: 10000, risk: "complex" }
S Serina Core
⌘BIN Routingroute: optimal
◎AI Underwritingscore: 92
◇Agent Deploystatus: ready
✓Approved148ms
BUILT FOR BUSINESSES THAT DON'T FIT THE TEMPLATE

Startups

Regulated verticals

Complex risk

High-growth platforms

THE INFRASTRUCTURE LAYER

Payments should understand your business, not fear it.

Legacy providers use static risk boxes. Serina brings acquiring, intelligence, and deployment into one adaptive system.

01PAYMENTS API

One API. Every payment rail.

Accept, route, settle, and reconcile payments through a single developer surface—without rebuilding your stack for every processor.

Learn more
02BIN ORCHESTRATION

Own the BIN strategy.

Move beyond generic acquiring. Our in-house BIN management dynamically aligns programs, geographies, and risk profiles.

Learn more
03RISK INTELLIGENCE

Underwrite in real time.

AI models evaluate business context, transaction behavior, and operational signals so good businesses are not reduced to a blunt category code.

Learn more
04AGENT OPERATIONS

Deploy through agents.

Give specialized agents the rules, integrations, and permissions to move merchants from application to activation with less manual work.

Learn more

DESIGNED FOR DEVELOPERS

From first request to first transaction.

A clear API, composable SDKs, and real-time events give your team control without adding payments specialists to every sprint.

server.ts
const payment = await serina.payments.create({
  amount: 10000,
  currency: "usd",
  customer: "cus_7X9p",
  routing: { mode: "intelligent" }
});

// payment.status → "approved"
● 200 OK148ms

A DIFFERENT RISK MODEL

Complex does not mean unbankable.

01

Context over category

Evaluate how a business actually operates, not only the label attached to its industry.

02

Control over dependency

Use owned BIN strategy and flexible orchestration to build more durable payment programs.

03

Automation with accountability

Deploy agents with clear rules, permissions, audit trails, and human escalation paths.

BUILD ON SERINA

Your business was built differently.
Your payments should be too.

Tell us what you're building. We'll map the infrastructure, risk, and deployment path.

Explore the API